Acceptance of Terms of Use
Benefit Management, Inc. welcomes you to our web site. This page states the Terms and Conditions (the "Terms" or the "Agreement") under which you may use this web site (the "Site"). Please read this page carefully. By accessing and using the Site you accept and agree to be bound, without limitation or qualification, by these Terms. If you do not accept any of the Terms stated here, please do not use the Site. The Terms do not alter in any way the terms or conditions of any other agreement you may have with Benefit Management, Inc. for other products or services.

Online Account Access
Benefit Management, Inc. provides online access to claims data, plan design and other information to clients who have purchased the service. We use unique identifiers such as group number, member ID, and date of birth to authenticate your identity. After identity authentication is complete you will then choose a password and a user name. You are entirely responsible for maintaining the confidentiality of your password and username. Furthermore, you are entirely responsible for any and all activities that occur under your account. You agree to notify Benefit Management, Inc. immediately of any unauthorized use of your account. Benefit Management, Inc. will not be liable for any loss that you may incur as a result of someone else using your username and password, either with or without your knowledge. Without prior authorization or permission, you may not use anyone else's account at any time.

Copyright
The content or other materials on the Site including, but not limited to, all text, graphics, audio, video, images as well as the domain are owned and copyrighted by Benefit Management, Inc., with all rights reserved.

Unauthorized use of the Material may violate copyright, trademark, and other laws. You may not sell, modify, display, distribute, or otherwise use any or all content within the Site in any way for any public or commercial purpose without the prior written permission of Benefit Management, Inc. If you violate any of these Terms, your permission to use the Site automatically terminates and Benefit Management, Inc. may seek to enforce their intellectual property rights to the fullest extent of the law.

Linking to www.benefitmanagementks.com
Benefit Management, Inc. grants a limited, non-exclusive right to create a hyperlink to this Site provided such link does not portray Benefit Management, Inc. or any of its products and services in a false, misleading, derogatory or otherwise defamatory manner. You may not use a Benefit Management, Inc. logo to link to this Site without the express written permission of Benefit Management, Inc. This limited right may be revoked at any time.

Links to Other Sites
The Site may contain links to third party Web sites that are maintained by others. Any such links are provided solely as a convenience to you. Benefit Management, Inc. does not warrant and specifically disclaims any and all responsibility or liability for use of such sites and you hereby release Benefit Management, Inc. from any and all such responsibility or liability for the same. Benefit Management, Inc. is not responsible for the content of linked third-party sites and does not make any representations regarding the content or accuracy of materials on such third-party Web sites. Should you decide to access linked third-party Web sites, you do so at your own risk.

Site Security
Users are prohibited from violating or attempting to violate the security of the Site, including without limitation, accessing data not intended for such user; attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus to the Site, or crashing; logging onto a server or an account which the user is not authorized to access.

Limitation of Liability Benefit Management, Inc. makes no representations about the accuracy, reliability, completeness, or timeliness of the information or about the results to be obtained from using the Site. Any use of the Site is at your own risk. On occasion and without prior notice Benefit Management, Inc. will make changes to the Site.

IN NO EVENT SHALL BENEFIT MANAGEMENT INC BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, INCIDENTAL, EXEMPLARY, AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE WEB SITE AND THE MATERIAL, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU, IN WHICH CASE SUCH EXCLUSION OR LIMITATION APPLIES TO THE FULLEST EXTENT ALLOWABLE UNDER THE APPLICABLE LAW.

Disclaimer and Warranties
BENEFIT MANAGEMENT INC DOES NOT WARRANT THAT THE WEB SITE WILL OPERATE ERROR-FREE OR THAT THIS WEB SITE OR ITS SERVER ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL GOODS. IF YOUR USE OF THE WEB SITE OR THE MATERIAL RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR LOSS OF PROFITS OR DATA, BENEFIT MANAGEMENT INC IS NOT RESPONSIBLE FOR THOSE COSTS.

THE SITE AND MATERIAL ARE PROVIDED ON AN 'AS IS' BASIS WITHOUT ANY WARRANTIES OF ANY KIND. BENEFIT MANAGEMENT INC AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE WARRANTY OF MERCHANTABILITY, NON-INFRINGEMENT OF PROPRIETARY OR THIRD PARTY RIGHTS, AND THE WARRANTY OF FITNESS FOR PARTICULAR PURPOSE. BENEFIT MANAGEMENT INC AND ITS SUPPLIERS MAKE NO WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF THE MATERIAL, SERVICES, SOFTWARE TEXT, GRAPHICS, AND LINKS.

Indemnity
You agree to defend, indemnify, and hold harmless Benefit Management, Inc., its owners and employees from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your use of the Site or your breach of the terms of this Agreement.

Health Related Information
Benefit Management, Inc. may provide health-related information on the Site for educational purposes only and is not engaged in rendering medical advice or professional services. The information provided through the Site should not be used for diagnosing or treating a health problem or a disease, and it is not a substitute for professional medical care. If you have or suspect you may have a health problem, you should consult a doctor or other health care provider. Any health-related information provided on this site will only be given by medically/health-trained and qualified professionals unless a clear statement is made that certain information is offered from a non-medically/health-qualified individual or organization. The health-related information provided on this site is designed to support, not replace, the relationship that exists between you and your physician or other health care provider.

Termination
Notwithstanding any of these Terms and Conditions, Benefit Management, Inc. reserves the right, without notice and in its sole discretion, to terminate your license to use the Site, and to block or prevent future access to and use of the Site.

Revision to the Terms
Benefit Management, Inc. may, at its sole discretion, modify or revise these Terms at any time. Changes are effective immediately upon posting to the Site. You are bound by any such modification or revision and should therefore visit this page periodically to review the Terms.

 



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